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..is empty!

 Interest Free LayBy .... 
 NeedleCraft Logo 

We know what it's like: you've got your eye on something special, but you don't need it immediately and, besides, you're a little while off pay-day. What to do?
It's easy: We are now offering a layby option for the purchase of any item(s) on our web site. Our terms are over 8 weeks with 20% deposit.

Although currently LayBy cannot be offered via our website you can place your order over the phone. So please call on 02 4304 1188

LayBy Terms and conditions:

• A minimum transaction of $50.
• A minimum deposit of 20% of the total of the layby
• A maximum term of 8 weeks
• We work out with you your regular weekly or fortnightly payments that you can manage
• We will send you an email confirmation outlining your payments and you will be given a lay-by reference number.
• Once installments are agreed we will process payments weekly/fortnightly for you (Visa or MasterCard only)
• Laybys of more than one item CAN NOT be separated and must be paid for in FULL before delivery
• We send you all the products in your order within 3 business days of your final payment
• Should you cancel your layby all money paid will be refunded less a 20% termination charge
• Ownership of the layby goods will not pass to the customer until the total price has been paid