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  • Home
  • Shop
    • What's New
    • Browse By: >
      • Brand
      • Theme
    • PDF Downloads
    • Blackwork
    • Cross Stich >
      • Cross Stitch Charts >
        • American School of Needlework
        • Cross My Heart
      • Cross Stitch Kits (Large)
      • Cross Stitch Kits (Small)
    • Tapestry & Needlepoint >
      • Printed Tapestry
      • Trammed Tapestry
      • Needlepoint Kits
    • Books & Publicatios
  • Sale
  • Services
    • Stitch-a-photo
    • Classes
    • Lay By
  • Free Designs
  • info
    • FAQ
    • Terms & Conditions
    • Delivery
    • Security
    • Privacy
  • Internet Club
  • Contact Us

​Interest Free LayBy

We know what it's like: you've got your eye on something special, but you don't need it immediately and, besides, you're a little while off pay-day. What to do?
​
It's easy: We are now offering a layby option for the purchase of any item(s) on our web site. Our terms are over 8 weeks with 20% deposit.


Although currently LayBy cannot be offered via our website you can place your order over the phone. So please call on 02 4304 1188

LayBy Terms and Conditions:
  • A minimum transaction of $50.
  • A minimum deposit of 20% of the total of the layby
  • A maximum term of 8 weeks
  • We work out with you your regular weekly or fortnightly payments that you can manage
  • We will send you an email confirmation outlining your payments and you will be given a lay-by reference number.
  • Once installments are agreed we will process payments weekly/fortnightly for you (Visa or MasterCard only)
  • Laybys of more than one item CAN NOT be separated and must be paid for in FULL before delivery
  • We send you all the products in your order within 3 business days of your final payment
  • Should you cancel your layby all money paid will be refunded less a 20% termination charge
  • Ownership of the layby goods will not pass to the customer until the total price has been paid 
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We accept Mastercard , Visa cards, ​PayPal, Direct deposits, Australian cheques and Postal Money Orders.
Buy now with PayPal
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